Attention homeowners: Real estate appraisal services for in Sterling Heights and Macomb County

Here are the top seven reasons why MI homeowners use DW3 REPORTS:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower your monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a MI divorce, when real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in MI

Do you own a home in or near Sterling Heights? Do you need help deciding the price of your real estate?
Contact DW3 REPORTS.

We at DW3 REPORTS understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a regular homeowner that probably doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At DW3 REPORTS, we're experts in helping people just like you dismiss unnecessary PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other properties nearby. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from DW3 REPORTS is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be inopportune from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from DW3 REPORTS can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for accuracy? An appraiser from DW3 REPORTS can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? DW3 REPORTS can We can assist you. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.